There are restrictions on when you can withdraw your super or start using it for income.
Generally, you cannot access your super until you either:
- Turned 65,
- Permanently retired after reaching your preservation age (between ages 55-60, depending on your date of birth) or
- Ceased employment after turning 60
In limited circumstances, you may be able to access your super before you retire.
This is generally referred to as “meeting a condition of release”.