There are restrictions on when you can withdraw your super or start using it for income.

Generally, you cannot access your super until you either:

  1. Turned 65,
  2. Permanently retired after reaching your preservation age (between ages 55-60, depending on your date of birth) or
  3. Ceased employment after turning 60

In limited circumstances, you may be able to access your super before you retire.

This is generally referred to as “meeting a condition of release”.